Our mission is to further quality, further access and further care. We believe everyone should have access to the best possible care if they are seriously ill regardless of income or geography. High quality medical treatment should be accessible to the many not the few.
Our international team has 50+ years' combined experience in the insurance industry and a presence in over 30 countries spanning three continents.
Frank Ahedo, Chief Executive Officer.
Frank has been Chief Executive Officer of Further since 2017 after working for more than 15 years in various roles at Best Doctors, including Managing Director of Best Doctors International and Best Doctors Underwriting.
His expertise in developing turnkey insurance products with a focus on serious illness led to the creation of our flagship Critical Advantage policy that lies at the heart of our business model.
Frank is passionate about finding affordable insurance solutions that allow people to access international top quality healthcare in the event of a serious illness.
His goal is for Further to continue to create new insurance solutions that provide full financial and personal support throughout a difficult process.
Under his leadership, the Further team has strengthened and built strong partnerships with more than 100 leading insurance companies, international banks, multinational brokers and corporations in 30 countries.
The best part of his job is hearing testimonials from insured members who’ve been given a better chance of being able to beat a serious illness.
When he’s not working, he spends quality time with his family. He enjoys the company of his family and fixing up the house.
Arnau Llopart, Chief Operating Officer.
Arnau Llopart’s background as a transformational leader in finance, fintech, insurtech and blue chip companies, makes him well placed to help Further expand internationally.
Since joining the team in 2017, he’s led the operational and support teams to ensure we’re achieving the service excellence that we’re becoming known for.
He has expertise in business development and responsibility for overseeing Further’s day-to-day sales targets.
Arnau enjoys the dynamism of Further as an organisation and its ability to adapt. He likes the fact his job involves round-the-world travel and enjoys learning about new cultures.
The best part of his job is knowing he's making a difference to people who have placed their trust in us.
When he’s not working, Arnau loves taking part in triathlons and enjoys flying. He’s an engineer with an MBA and is fluent in English, Spanish and Catalan, as well as proficient in German and French.
Ana Vazquez, Chief Finance Officer.
Ana has 20 years’ experience in senior finance roles on a global scale working for multinational companies like Vnu Business Publications and Oki Systems.
Before joining Further in 2018, she spent more than a decade working as Finance Director EMEAA for Best Doctors. Ana’s method of finance management is built on integrity and honesty, skills we value highly at Further.
Her international experience, as well as her insight, analytical skills and understanding of business partnerships, are real assets to the senior management team.
Ana interacts with all areas of the business internally and externally. She’s a firm believer that proper analysis and a ‘before and not after’ approach can achieve a smooth running organisation.
Away from the office, she enjoys travelling, reading and sports, and spending time with her family and friends.
Ignacio San Miguel Gil, Global Business Support Director.
Ignacio is an experienced insurance director with a strong background in the health and wellness industry. He has expertise in insurance operations, new market and product development, customer service and strategic planning.
At Further, Ignacio drives the company’s business development objectives and handles new client opportunities alongside the sales and operations teams.
He enjoys interacting with people all over the world and experiencing new cultures while at the same time developing products that will have a significant impact on people’s lives.
Outside work, Ignacio likes playing and watching football, travelling and spending time with his large family.
Alberto Gutiérrez Rojo, Director of Underwriting and Claims.
Alberto is a business management specialist with more than ten years' experience in the global insurance sector. Throughout his career, Alberto has successfully led strategy and operational efficiency through the coordination of multidisciplinary teams.
At Further he has responsibility for underwriting and claims and manages the team over multiple sites. His role also involves long-term planning to help Further maintain and build its excellent reputation for great customer service.
Alberto has held positions at some of the top multinational companies including AXA International & New Markets, Deloitte and Swisscomm AG.
He says the best thing about his job is the chance to work with different global markets and cultures alongside a dynamic and energetic team.
In his spare time he likes travelling overseas in order to better understand other cultures and different ways of thinking.
He’s also a sports enthusiast and is keen on snowboarding, playing football and long-distance running.
Damien Payne, Director of Sales and Account Management.
Damien manages existing client accounts and the launch of new business with regional teams across the E.U., Russia/CIS and the Middle East spanning 23 countries and incorporating almost 50 insurers.
Before Further, Damien was with Best Doctors Underwriting from the very start. His work has been central to our vision that anyone anywhere should be able to access the best healthcare.
What he enjoys most is knowing that the effort he and his team are making will open a world of treatment possibilities to those facing serious illness and have a profound impact on their lives.
Damien’s biggest passion is his volunteer work for the Royal National Lifeboat Institution (RNLI), a charity that rescues people at sea. He’s qualified as a helmsman and navigator on their search and rescue boats.
Damien says saving lives is a very rewarding experience and thinks the work the RNLI does is invaluable.
Ekaterina Ogareva - Director of Business Development (Russia and CIS).
Ekaterina has nearly 20 years’ experience in insurance and was the Director of Business Development (Russia and CIS) for Best Doctors. She also worked as Head of Corporate Insurance programme development at Marsh Insurance brokers, as Corporate Sales Director at Renaissance Life and senior underwriter at AIG Insurance and Reinsurance company.
She believes life is precious and knowing that her work helps save lives makes it all worthwhile.
Away from the office, Ekaterina enjoys horse-riding, skiing and cycling but her main hobby is spending time with her family.
Mei Yan, General Manager, Greater China.
Mei Yan has the overall responsibility for Further’s business in Greater China. She has an impressive background with more than 20 years’ experience in insurance, finance and consulting.
She was with Best Doctors Underwriting and was General Manager of the Beijing Branch of MSH, the number one international health insurance player in China.
Mei Yan also has experience working at the Beijing Office of Mercer Consulting, a leading human resource consulting firm and the New York office of McKinsey, a leading strategic consulting firm.
What she likes most about working for Further is that the company is so highly regarded by the market as the expert in overseas critical illness cover.
She loves the variety of her job and working alongside a supportive team.
Mei Yan is a Buddhist and when she’s not working she can be found practising Zen meditation.
Sam Wells, Director of Sales and Account Management, UK.
With more than 24 years’ experience in financial services and protection underwriting, Sam has the knowledge necessary to grow our business. He's worked as an insurance professional for Zurich, Aviva and Friends Life. He's reliable, analytical, methodical, articulate and resourceful and has a specialist knowledge of designing and implementing market leading propositions.
As Director of Sales we are confident Sam will take Further to the next level in the UK.
He’s an ardent Liverpool fan and when not following matches, he spends weekends coaching his son’s football team.
He enjoys golf, walking his pet cockapoo Teddy and travelling abroad with his family.
Judy Lim, Director of Sales and Account Management, Southeast Asia.
With a 17-year track record in medical marketing and business development for niche insurance products, Judy is passionate about healthcare and health insurance.
Before Further, she worked for Best Doctors Underwriting and MSH International as Director of Business Development Asia.
She was also CEO of MSH China where she helped strengthen the leadership team, increase revenue and expand distribution channels. She also led the company in winning several awards for corporate growth and human capital strategies.
Before MSH, Judy served as Director of Marketing for Singapore’s public tertiary hospitals and spearheaded marketing campaigns for two leading hospital groups in Thailand.
She enjoys meeting people from different cultures and bringing innovative and affordable health insurance to markets in Southeast Asia.
In her spare time, she likes reading and listening to music.
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Commercial and marketing team
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IT Innovation team
Technical and medical team